Description

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The purpose of this book is to guide readers through the process of understanding factors that influence credit scores, as well as the steps involved in improving, rebuilding, and managing credit. The book has been designed to assist in organizing and outlining the process of reviewing credit reports as well as addressing issues. Once readers have completed the book they will have a better understanding of how to address issues on their credit reports as well as how to maintain and improve their credit scores moving forward.

About the Author

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Dr. Andrea Johnson is the owner of ANJ Consulting Services. She assists individuals and business owners with developing solutions to their financial problems through the ANJ Finance Academy. Her academy consists of presentations, seminars, and courses that she has developed that address a number of personal finance topics. She has also written several books on entrepreneurship, social entrepreneurship, credit, and saving thousands on college tuition. Dr. Johnson has appeared as a guest on several radio shows where she discusses topics such as personal finance, credit and overcoming the cycle of generational poverty. She is committed to giving hope to those that are ready to change their financial future. Dr. Johnson has also served as a faculty member at several universities including, but not limited to North Carolina A&T State University and High Point University in the areas of sociology and social entrepreneurship. In addition to her professional experiences, she also holds a bachelor's and master's degree in sociology (North Carolina A&T State University and North Carolina State University respectively) and a doctoral degree in Leadership Studies from North Carolina A&T State University. She has also completed the coursework for the Certified Financial Planner Certification Education Program through Wake Forest University and is also a Certified Financial Education Instructor.